Information on business payments is provided by Trade References to Dun & Bradstreet. Often referred to as a "Trade Experience," a "Payment Experience" is information about payments Dun & Bradstreet receives from a Trade Reference about a company client. Paying experiences can positively or negatively impact a business's credit score at Dun & Bradstreet. Dun & Bradstreet receives commercial payment information automatically from some Trade Providers.

A trade reference is a credit check from a company for those looking to buy from them. It provides a list of a potential customer's business dealings and transactions, as well as how they have paid their debts. Presenting a company with a trade reference before making a purchase can help them decide whether or not they want to do business with you.

Trade references are one of the most valuable tools for making sound investment decisions. With the volume of information available on the internet, it's easy to lose track of what is true and what is not. Trade references can help you find accurate information with less effort than searching through an endless barrage of websites.