Savings bonds are a type of investment issued by the government to help fund government operations. These bonds are sold at face value and earn interest over time. The interest rate on savings bonds is determined by the government and can change over time, making them a relatively safe investment option.

There are two types of savings bonds available to individuals: Series EE and Series I. Series EE bonds are sold at half their face value and earn a fixed rate of interest until they reach maturity, which is 30 years after the issue date. Series I bonds earn a fixed rate of interest, as well as an inflation rate that is adjusted every six months.

Savings bonds are a popular option for those who want to invest in a low-risk, long-term savings vehicle. They can be purchased directly from the government through TreasuryDirect.gov, or through most financial institutions.

Savings bonds are low-risk, government-issued debt securities designed to help individuals save money over time. They are typically sold at a discount or at face value and earn interest until maturity. Governments, such as the U.S. Treasury, issue these bonds to fund public projects while offering investors a secure return.

There are two main types: Series EE bonds, which guarantee doubling in value after 20 years, and Series I bonds, which protect against inflation by adjusting interest rates semi-annually. Savings bonds are ideal for long-term savers, as they offer stability and tax advantages, such as deferred federal taxes on interest earnings. However, they are less liquid than other investments, with penalties for early redemption before a set period (usually five years).