A few banks routinely send this document directly to the account owner's address by post or electronically to an email address. In general, to obtain a bank declaration, the account holder must apply directly to the bank with a bank account book. In today's digital age, almost all banks offer e-statements, a monthly summary of customer banking activities sent to customers' email addresses, which can be accessed directly from a PC or smartphone. This method is more efficient and flexible than paper statements.

In general, bank declarations are used to verify the applicant's income and cash flow when submitting loan applications to banks, credit card applications, and home or motor vehicle loan applications.

A bank statement, not a declaration, is the standard document you receive from your bank. It is a detailed record of all transactions within your account over a specific period, usually monthly. You typically get these statements automatically for active accounts, either electronically or by post.

You might specifically request a certified bank statement or a bank letter for official purposes like a visa application, loan, or rental agreement. This is a stamped and signed document from your bank that confirms your account ownership and financial standing, serving as a formal declaration of your finances.