According to the majority of Federal Reserve policymakers, the three rate cuts this year were sufficient unless the economy deteriorated substantially. According to the minutes of the October Fed meeting, "most participants" believed that further rate cuts would be enough to maintain positive growth, a strengthening job market, and inflation heading toward the Fed's 2% target level.

Three consecutive rate cuts by a central bank can have notable after-effects on an economy. Lower interest rates generally reduce borrowing costs, encouraging consumer spending and business investments. This can stimulate economic growth in the short term. However, lower rates may also decrease returns on savings, prompting savers to invest in riskier assets, and potentially creating asset bubbles. In forex markets, rate cuts typically weaken the national currency, as lower rates reduce the appeal to foreign investors, seeking higher yields elsewhere. Additionally, cheaper borrowing costs can lead to inflationary pressures as demand rises. Long-term effects include increased debt levels and possible imbalances if the economy becomes overly reliant on low rates, requiring careful management to avoid destabilizing economic bubbles.