From small currency exchanges at airport kiosks to large payments made by corporations, financial institutions, and governments, foreign exchange transactions are ubiquitous. Financing for imports and exports, as well as speculative investments without underlying products or services, are examples. Globalization has increased the volume of foreign exchange transactions. Handles are particularly important on the global foreign exchange market. Spot markets are markets where financial instruments can be traded instantly, such as commodities and securities. They are based on spot prices. Futures markets deal with prices in the future.