The company has a unique place in the cryptocurrency industry, promising acceptance in mainstream financial transactions by banks, businesses, and even individuals, but the focus is on larger organizations. A significant part of the long-term value of XRP depends on Ripple's ability to establish itself as an alternative, if not preferred method of money transfer worldwide.

Ripple cannot be mined, but there are numerous opportunities for short-term traders, either to capitalize on XRP's newly discovered volatility or to build a position in a limited-issue currency that has the potential to become the backbone of many financial transactions in the future.