Teller is a non-custodial lending book that allows users to lend at above-market interest rates, borrow against any ERC20 (token) or ERC721 / ERC1155 (NFT), and establish a chain credit history through loan repayments (and defaults).
Teller does not yet have its token, but it may do so in the future. They have established a points system in which you may earn points by lending and borrowing on the platform. Users who accumulate points may receive an airdrop if they create their cryptocurrency.
https://app.teller.org/ethereum/borrow